White Swan

White Swan is here to make buying permanent life insurance easy. It uses clever tech and lots of experience to offer a simple digital service. White Swan wants to help you feel secure about your money. It does this by making the strong features of permanent life insurance easy to access online. These features include protecting your money, good returns, and tax benefits.

Benefits

White Swan has many plus points. It offers a safe and simple way to buy life insurance. The platform is independent and works with several top insurance companies to find the best policies for you. This helps you get the most out of your insurance throughout your life. White Swan is special because it combines human knowledge with a digital experience. It covers everything from finding the best policy to applying quickly and keeping track of your insurance.

The platform helps keep your money safe from unexpected events with big financial impacts, known as black swan events. It does this by making life insurance easy to access. White Swan also focuses on a strong portfolio plan. This plan aims to make money in any financial situation. It sets you up for long term wealth and reliable money for future generations. The plan is based on balancing safe choices with high risk ones. It avoids middle risk investments like index investing.

Safe choices, like permanent life insurance, offer steady financial performance and low risk. Whole life insurance gives you guaranteed cash value growth and returns around 6%. Indexed life insurance policies give returns linked to a stock index, offering a slightly riskier but appealing choice. High risk choices include starting a business, investing, trading, and big bets on market crashes. These choices have the potential for high returns but come with more risk. The strong portfolio plan involves keeping most of your money in safe choices and a smaller part in high risk ones. This makes sure you are protected against unexpected events while still having the chance to make big returns.

Recent changes in IRS Section 7702 have made permanent life insurance more appealing as an investment. These changes allow more of the premium to go towards living benefits, enabling quicker cash value buildup. The new rules help make sure that permanent life insurance stays a good investment and supports the financial stability of insurance companies.

Use Cases

White Swan is great for anyone wanting to secure their financial future with permanent life insurance. It is especially good for those who want a digital and user friendly way to manage their insurance. The platform is also useful for financial advisors, fintechs, and insurance providers. They can offer their clients strong life insurance solutions through a digital platform. Partners can track cases, manage earnings, and customize the client experience through the platform.

White Swan also has a feature that lets partners add a digital life insurance buying experience to their websites. This feature gives clients a seamless and branded experience. It offers access to all life insurance products. The platform handles all compliance, operations, and administration. This lets partners create a revenue stream from referred business.