Visa Intelligent Commerce

Visa Intelligent Commerce is a new platform. It lets AI agents buy products for users. This system lets AI assistants recommend products and complete transactions safely. The platform works with top AI companies. These include Anthropic, IBM, Microsoft, Mistral AI, OpenAI, Perplexity, Samsung, and Stripe, among others.

Benefits
Visa Intelligent Commerce has several key advantages. First, it makes shopping easier. AI agents handle transactions. This means users do not need to enter payment info on many sites and apps. This can help lower cart abandonment rates. Second, the platform boosts security. It replaces traditional card details with digital tokens. This ensures only approved AI agents can access payment info. Users also stay in control. They set limits, like spending caps and merchant categories. The AI handles the rest. This mix of convenience and control makes users feel secure when they let AI do their shopping.

Use Cases
Visa Intelligent Commerce can be used in many ways. For example, a user could tell their AI assistant to book a flight to Cancun for under $500. The AI would search, compare, and buy the ticket without the user entering payment info. Other uses include event planning, fashion shopping, travel planning, and business tasks. AI agents can help find decorations, venues, and catering for events. They can also find the best deals and seating based on past choices. In fashion, AI agents can suggest retailers, clothes, and accessories based on personal style and spending habits. For travel, AI agents can suggest flights, hotels, and activities based on user preferences. They can also book these, making trip planning easier. For business, AI agents can manage software subscriptions or process invoices, keeping the business running smoothly.

Additional Information
Visa Intelligent Commerce is part of Visa''s plan to lead the next big change in online shopping. Visa''s global reach, covering over 200 countries, gives it a big advantage in growing this tech. Visa''s existing tokenization and merchant ties provide the needed structure. The platform has key parts: agent onboarding, agent-specific tokens, personalization, payment instructions, authentication, retrieving payment details, making payments, and setting transaction controls. These parts ensure AI agents can safely and easily buy things for users. Developers can start using the APIs now, with pilot programs coming soon. Visa wants to be the payments backbone for the AI agent economy. This ensures the AI agent economy starts with the same strong security found in digital and mobile systems.