Mis Deudas - Control de deudas

Mis Deudas is a mobile application designed to help users organize and track their financial obligations. It allows people to record personal loans, basic services like electricity and water, monthly bills, and subscriptions such as Netflix or Spotify in one simple place. The app focuses on making debt management clear and distraction-free without requiring users to create an account.

Benefits

Mis Deudas offers several key advantages for managing personal finances. It provides an integral registration system where users can add debts and services in seconds. The app displays a clear overview of all debts organized by date and category, ensuring users never miss a payment. It sends payment notifications before due dates to help avoid late fees. Users can categorize debts automatically or manually into specific types like loans, services, monthly bills, and subscriptions. The app generates financial reports that give a clear picture of personal finances at any time. Data is stored locally on the device or synced securely through iCloud for Apple users. There are no ads in any plan, and users have total privacy since no personal account is required.

Use Cases

This tool is ideal for individuals who want to keep track of their monthly expenses and debts. People who have taken out personal loans can use the debt feature to monitor repayment schedules. Households can use the service feature to manage fixed payments for utilities like light, water, and internet. Renters or homeowners can use the monthly bill feature to track recurring payments. Subscribers to streaming services or other digital products can use the subscription feature to manage their recurring costs. The app is particularly useful for anyone who wants to avoid the stress of forgetting payments or paying extra fees due to late payments.

Pricing

Mis Deudas offers a flexible pricing model with a free option and paid plans. The free plan costs zero dollars and includes debt and service registration, payment notifications, iCloud synchronization, and no ads. The monthly plan costs 79 Mexican pesos per month and adds management for monthly bills and subscriptions, financial reports, priority support, and a seven-day free trial. The annual plan costs 599 Mexican pesos per year and includes all free features plus management for monthly bills and subscriptions, financial reports, priority support, a comparative savings view, and a seven-day free trial.

Additional Information

The application is available for iPhone devices running iOS 17 or higher. It does not require users to create an account or register for a service. All data is stored locally on the user's device or in their personal iCloud account, meaning no third-party servers hold the information. Users can cancel their premium subscription at any time from the App Store settings without penalties. The app is completely free of advertisements across all plans.