Jerry: Simplifying Car and Home Ownership

What is Jerry?

Jerry is a digital assistant and licensed insurance broker that helps people manage their cars and homes. Founded in 2017 by immigrants who faced difficulties buying a car and a house in the US, the company aims to make ownership easier. It operates in all 50 states and Washington, D.C., and has over 5 million customers. The platform holds a 4.8 rating on Trustpilot and uses bank-level security to protect user data.

Benefits

Jerry offers several key advantages for its users. First, it allows users to compare and buy car, home, renters, motorcycle, and rideshare insurance. Unlike traditional brokers who often stick to one insurance company, Jerry uses a mix-and-match approach. It pairs policies from different carriers to find the lowest total cost. The app pulls real quotes from over 100 insurers and identifies discounts that users qualify for. Buying is done directly in the app, and new ID cards are sent immediately. Jerry also automatically checks for better rates at every renewal to ensure users always get the best price.

Beyond insurance, Jerry helps with car care. It sends maintenance reminders based on the specific car model and service history. The app can contact repair shops to find quotes that fit a user's budget. It also tracks open recalls and helps users find dealerships to fix them for free. Users can describe car problems in plain English to get clear diagnoses. The platform even tracks the estimated market value of a car to help owners decide whether to repair or sell.

For drivers, Jerry offers tools to improve habits and save money. The app calculates a driving score based on how a user drives. It automatically logs trips and tracks distance and behavior. Users can complete weekly challenges to improve their score. A higher score can lead to discounts with participating insurers. Jerry provides access to real human agents seven days a week via chat, phone, or email. These agents are trained to fight for the customer and offer expert advice.

The service is free to use for downloading the app, comparing quotes, and using car care tools. Jerry earns money only when a user buys a policy through a standard commission from the insurance company. This fee is not added as a separate charge to the customer's bill. Comparing quotes and buying insurance through Jerry does not affect a user's credit score because insurers only perform soft credit pulls. Jerry also promises no spam calls or unwanted texts and does not sell personal information to marketers.

Use Cases

Jerry is useful for anyone who owns a car or a home. It is ideal for people who want to save money on insurance premiums by comparing multiple carriers. It helps busy individuals who do not have time to schedule maintenance or track recalls. Drivers who want to improve their habits and earn discounts can use the driving score feature. The platform is also helpful for people who need expert advice from licensed agents for complex situations. It serves as a one-stop shop for managing the entire lifecycle of car and home ownership, from buying to selling.

Pricing

Jerry is free to download and use for comparing quotes and accessing car care tools. There is no separate charge for the broker's service when a user buys a policy. The insurance company pays a standard commission to Jerry, which is included in the policy price. Some policies may have an initial broker or origination fee, but this is standard for the industry. Users can pay for their insurance policies monthly or all at once directly through the app.

Vibes

Jerry has a strong reputation among its users. It maintains a 4.8 rating on Trustpilot, which indicates high customer satisfaction. The company emphasizes that it is legitimate and backed by bank-level security. Users appreciate the proactive assistance and the ability to manage their ownership needs in one place. The commitment to not sharing data with third parties for marketing purposes has also been well received.

Additional Information

Jerry was founded in 2017 by immigrants who experienced the complexities of buying a car and home in the US. The company plans to expand its services by 2030 to become an expert guide for finding, financing, insuring, maintaining, and selling cars, motorcycles, and homes. It operates as a licensed insurance broker in all 50 states and Washington, D.C. The platform is accessible via a mobile app and a web interface.