InvestEngine Review 2026: A Comprehensive Guide

Our VerdictInvestEngine is an ETF-only investing platform that allows users to build a portfolio from scratch or select from ready-made options. As a low-fee provider with extensive all-in-one solutions, it is an excellent choice for beginners and investors who wish to save time managing their portfolios. The platform currently holds over £650 million in assets under management and serves a customer base of more than 100,000 investors.

Benefits

• Zero Platform Fees:DIY portfolios incur no platform fees.
• Wide Selection:Access to over 790 ETFs.
• ESG Options:Socially responsible funds are available.
• Flexibility:Users can invest online or via the app.
• Ready-Made Portfolios:Fully managed options based on risk tolerance.

Use Cases

InvestEngine offers two primary ways to invest:

1. DIY Portfolios

• Selection:Users can choose from 790+ ETFs, including emerging market funds, commodity funds, thematic funds, and socially responsible funds. Both active and passively managed funds are available.
• Fees:There are no trading fees or platform fees for DIY portfolios. Individual ETFs charge their own management fees, typically ranging from 0.10% to 0.90%.
• Minimum Investment:There is no minimum investment required for DIY portfolios.
• Limitations:As an ETF-only platform, InvestEngine does not offer access to individual shares or bonds.

2. Ready-Made Portfolios

• Matching:Users answer a few questions about their goals and risk tolerance to be matched with a suitable portfolio.
• LifePlan Options:Alternatively, users can choose from five LifePlan portfolios ranging from 20% equities to 100% equities.
• Fees:These fully managed portfolios charge an annual management fee of 0.25%.
• Minimum Investment:The minimum investment for ready-made portfolios is £100.
• Additional Costs:Market spreads the difference between buy and sell prices apply to managed portfolios.

Pricing (ONLY include if available)

• DIY Portfolios:No trading fees, no platform fees. (ETF management fees apply separately).
• Ready-Made Portfolios:0.25% annual management fee.
• Welcome Bonuses:Customers may be eligible for a cashback bonus starting from £50 when they sign up and open an account or transfer an ISA. To qualify, users must invest or transfer at least £12,000. Terms and Conditions apply. Further bonuses can be earned by referring friends who sign up for an account.

Vibes (ONLY include if available)

InvestEngine is ideal for:* Investors seeking a low-cost investment solution.* Those who prefer managing accounts solely online.* Beginners and investors who want to save time on portfolio management.

It may be less suitable for:* Experienced DIY investors who require access to investment types other than ETFs.* Users who prefer telephone support, as the platform offers no telephone helpline.

Additional Information (ONLY include if available)

• Safety and Regulation:InvestEngine is authorised and regulated by the Financial Conduct Authority FCA, the UKs financial regulator.
• Compensation Scheme:Deposits and investments are covered up to £85,000 per person should InvestEngine go out of business.
• Investment Risk:There is no compensation if underlying investments perform poorly. The value of investments can go up and down, and you may get back less than you invest.
• Important Disclaimers:The value of your investments can fluctuate, and you may not recover your full investment. This content is for general information only and does not constitute financial, investment, mortgage, or insurance advice. Past performance is not a guarantee of future results.
• Editorial Independence:Forbes Advisor editorial team is independent. While the site receives commissions from partner links, these do not affect editorial opinions. The order of products does not imply endorsement.
• Disclaimer:We do not provide information on all available products, providers, or services. You should always check with the product provider to ensure information is up to date.

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