Clerkie

Clerkie is a fintech startup based in San Francisco, founded in 2018 with the mission to democratize financial wellness using artificial intelligence. It targets the 123 million underserved Americans seeking financial guidance by offering an AI-powered financial planner. The platform provides a comprehensive suite of financial tools and services, including debt management, credit building, budgeting, and personalized financial advice, all aimed at helping users achieve their financial goals. Backed by significant investors like Citi and Wellington Ventures, Clerkie is dedicated to making financial planning and debt relief services accessible to those who need it most.

The platform's key features include AI-powered financial advice, debt negotiation, credit building tools, smart payment experiences, and loan portfolio management for lenders. These features enable users to negotiate and pay off debts, improve credit scores, and receive tailored financial advice. For lenders, Clerkie offers a system to manage and optimize loan portfolios with AI-driven repayment strategies and real-time reporting.

Highlights:

• AI-powered financial planner targeting underserved Americans
• Debt negotiation to reduce debt by up to 70%
• Credit building tools and personalized recommendations
• Loan portfolio management for lenders
• Backed by major investors like Citi and Wellington Ventures

Key Features:

• AI-Powered Financial Advice
• Debt Negotiation
• Credit Building Tools
• Smart Payment Experience
• Loan Portfolio Management

Benefits:

• Personalized financial guidance
• Reduced debt burden through negotiation
• Improved credit scores
• Optimized loan repayment strategies
• Accessible financial planning for all

Use Cases:

• Personal Debt Management
• Loan Servicing for Lenders
• Financial Planning for Low-Income Individuals
• Credit Score Improvement
• Affordable Financial Advice