Bank SWIFT Codes & BIC Codes Database

Bank SWIFT Codes & BIC Codes Database

Have you ever needed to send money abroad but weren''t sure if it''s going to the right place? That''s where SWIFT codes come in. A SWIFT code, also called a Bank Identifier Code (BIC), helps banks and financial institutions identify each other globally. This is crucial for international money transfers and SEPA payments.

Key Features

SWIFT codes come in two types.

8 digit codes These refer to the main office of a bank.

11 digit codes These point to a specific branch.

The format is simple AAAA BB CC DDD.

AAAA Bank code (4 letters).

BB Country code (2 letters).

CC Location code (2 letters or numbers).

DDD Branch code (3 letters or numbers, optional).

For instance, in BKCHCNBJ300

BKCH Bank code.

CN Country code.

BJ Location code.

300 Branch code.

Benefits

Using SWIFT codes ensures your money goes to the right place. It avoids errors and delays in international transfers. Plus, it''s easy to find or verify a SWIFT code. Just search by bank details, verify the code directly, or use the provincial capital if a city doesn''t have its own code.

Use Cases

Imagine you''re sending money to a friend in another country. You''ll need the correct SWIFT code to make sure your money gets to the right bank and branch. Or maybe you''re a business owner paying an international supplier. Using the right SWIFT code ensures your payment goes through smoothly.

Tips for International Transfers

Keep an eye on exchange rates and fees.

Consider using services like Wise for better rates and lower fees.

About SWIFT

The Society for Worldwide Interbank Financial Telecommunication, SWIFT, manages these codes. They''re based in La Hulpe, Belgium.

Disclaimer

While every effort is made to provide accurate data, always double-check the bank account information with your bank, especially for important payments.